Paulina Gutierrez
Sr. Loan Officer
Emi Funding | LoanPeople
Office: 915.995.7659
Mobile: 915.356.0033
NMLS: 915218
Email: Paulina.Gutierrez@EmiFunding.com
State Licenses: TX & NM
Paulina is available to assist you:
- Five-star service,
- Great rates and fast closings,
- Solutions for home purchase, refinance, and renovation!
Thank you for the opportunity to earn your business.
About
Paulina Gutierrez, a distinguished member of the EMI Funding team at LoanPeople, is dedicated to delivering excellence in every aspect of the home financing journey. With a commitment to accessibility, efficiency, and personalized solutions, Paulina ensures that clients, as well as real estate agents and builders, receive exceptional service. Passionate about building lasting relationships, Paulina is focused on earning your business and becoming your trusted advisor for all your home financing needs. Specializing in a wide range of loan products including Conventional, VA, FHA, USDA, Jumbo, and more, Paulina is ready to assist you in achieving your homeownership goals with confidence and ease. Reach out today and let Paulina guide you on the path to securing your dream home!
Mortgage Lender Reviews
She always answered her emails and left ...
Aug. 04, 2015 by R.P.
Navarre, FL
Paulina was the most polite, friendliest person I talked with. She always answered her emails and left her phone number if I had questions about my loan. After my loan she called and asked my opinion about their loan process.Paulina is top notch
Paulina navigated me through the entire ...
Feb. 10, 2016 by U.T.
Smith River, CA
I am a first time home buyer, and Paulina could not be more helpful, accessible, or kind. Even my real estate agent wants to work with her more.Paulina navigated me through the entire process, and took extra time to explain forms, disclosures needed,...
She helped us with our refinancing proce...
Feb. 20, 2016 by I.O.
El Paso, TX
Paulina is very professional and knowledgeable. She helped us with our refinancing process. She was always available and very responsive to our needs and requests. We strongly recommend her.
Incredibly responsive.
Apr. 26, 2016 by K.M.
San Antonio, TX
I would highly recommend Paulina Gutierrez for your mortgage needs. Incredibly responsive. I was in constant communication with Paulina or a member of the team via telephone and email throughout the entire process. I will definitely be using them aga...
If you are shopping for a lender please ...
May. 04, 2016 by Jeff O.
Bastrop, TX
Going through the mortgage process can be very frustrating and time consuming. If you are shopping for a lender please contact Paulina, she was the most pleasant, kind, and transparent loan originator I have had the pleasure of working with. She made...
5 Stars
Jun. 24, 2016 by D.B.
Condord, CA
I had previously explored our refinance options. I was impressed by the potential terms offered and the loan representative. Unfortunately, the conditions for refinancing were not favorable at the time. Four months later, our refinance conditions wer...
Paulina was thorough and yet quick to as...
Jul. 03, 2016 by Howard N.
Texas
We were put in contact with her and she immediately started the process. Once we had completed gathering the required information, she began the pre approval process. It was within a day or so that she informed us that we were preapproved for the req...
Paulina Gutierrez - Exceeded my expectat...
Nov. 18, 2016 by PP. B.
El Paso, TX
It was a pleasure to work with Paulina as our loan officer. She helped us with the purchase of an investment property and was able to negotiate a great interest rate for the loan. Very knowledgeable in her field, and prompt on her responses. We will ...
Honest, effective, trustworthy
Nov. 11, 2020 by Fernando B.
El Paso, TX
Apply to refinance my home was a great experience with Paulina, she helped me and guided me to get the best rate for me compared to other options I had, was always available and super clear through all the process, she is very clever and transparent.
Home Loan Programs
Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.
Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
100% Remote Closing
Complete eClosings with Remote Online Notary (RON). No visit to the title company required. Conventional, FHA, VA, and USDA.
Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
HELOAN
Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.
2nd Liens
Wide range of options for transactions in need of a second loan balance.
Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.