Paulina Gutierrez
Sr. Loan Officer
Emi Funding | LoanPeople
Office: 915.995.7659
Mobile: 915.356.0033
NMLS: 915218
Email: Paulina.Gutierrez@EmiFunding.com
State Licenses: TX & NM
Paulina is available to assist you:
- Five-star service,
- Great rates and fast closings,
- Solutions for home purchase, refinance, and renovation!
Thank you for the opportunity to earn your business.
About
Paulina Gutierrez, a distinguished member of the EMI Funding team at LoanPeople, is dedicated to delivering excellence in every aspect of the home financing journey. With a commitment to accessibility, efficiency, and personalized solutions, Paulina ensures that clients, as well as real estate agents and builders, receive exceptional service. Passionate about building lasting relationships, Paulina is focused on earning your business and becoming your trusted advisor for all your home financing needs. Specializing in a wide range of loan products including Conventional, VA, FHA, USDA, Jumbo, and more, Paulina is ready to assist you in achieving your homeownership goals with confidence and ease. Reach out today and let Paulina guide you on the path to securing your dream home!
Mortgage Lender Reviews
5 Stars – Paulina and Her Team Are Ama...
Mar. 14, 2026 by Gabriela P.
Santa Teresa, NM
I cannot say enough great things about Paulina and her team! They truly made my home buying process so easy and stress free from start to finish. What stood out the most was how patient and attentive they were throughout the entire process. I had SO...
5 Stars
Apr. 07, 2026 by Sergio V.
El Paso, TX
Paulina Gutierrez was great throughout the entire process; she made it super easy. Our next loan will definitely be with her.
5 Stars
Mar. 13, 2026 by Sara L.
Santa Teresa, NM
I cannot say enough great things about Paulina and her team! They truly made my home buying process so easy and stress free from start to finish. What stood out the most was how patient and attentive they were throughout the entire process. I had ...
5 Stars
Feb. 06, 2026 by Christopher P.
El Paso, TX
Paulina was amazing to work with. The whole loan process was cumbersome but Paulina broke it down and was there EVERY step of the way
5 Stars
Feb. 06, 2026 by Christopher P.
El Paso, TX
Paulina was amazing to work with. The whole loan process was cumbersome but Paulina broke it down and was there EVERY step of the way
I definitely recommend her!
Jan. 15, 2026 by Martha C.
El Paso, TX
Paulina Gutierrez at EMI Funding was professional, knowledgeable and a very well rounded person.
5 Stars
Dec. 01, 2025 by Mattie J.
El Paso, TX
Ms. Paulina and her team are truly incredible! Thank you so much!
5 Stars
Aug. 21, 2025 by Octavio V.
El Paso, TX
PROFESSIONAL AND GOOD WORK TEAM
5 Stars
Jul. 01, 2025 by Juan R.
El Paso, TX
Excellent service from Paulina and her team!
4th one down!
Apr. 29, 2025 by Natasha F.
El Paso, TX
This will be the fourth house purchased/refinanced with them over the years. Paulina and her awesome team have once again blown it out of the park. Problem solving, multitasking, and always available. Thank you all!
Home Loan Programs
Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.
Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
HELOAN
Home Equity Loan (HELOAN) taps equity in property to offer customers a fixed, upfront lump sum of money.
2nd Liens
Wide range of options for transactions in need of a second loan balance.
Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.